Saturday, December 13, 2025

Here is What Happens After the Trump MAGA-GOP Majorities of the House of Representatives and Senate of the US Congress Defund, without Their Renewal by Their Deadline Renewal Date, the ACA Federal Subsidies

Here is What Happens After the Trump MAGA-GOP Majorities of the House of Representatives and Senate of the US Congress Defund, without Renewal Before Expiration of Their Renewal Deadline Date, the Federal Subsidies of the Affordable Care Act (Federal Subsidies to Medical [and Health] Care Insurance Companies and HMO (Health Maintenance Provider Organizations, e.g., hospitals, clinics))

Middle, modest and low income folks, households and the small business self-employed will incur crushing medical debt and endless mounting of medical debt that will result in medical-debt liens and foreclosures on their homes and court judgments and related seizures of or garnishments on other valuable distrainable assets for collection of the medical debt and in their personal bankruptcies, again, like before the ACA, as pregnancy, childbirth, pediatrics, sickness, injury, accidents, incapacitation and unexpected and unavoidable biological catastrophes strike universally and constantly. At the same time, the out-of-pocket-paid premiums, deductibles and co-payments for a medical insurance policy that they may secure would drastically increase. Medical and health insurance companies will also again legally be able to and will reject applicants for their insurance policies who have expensive-care or chronic preexisting ill-health conditions and disenroll those with policies with them who incur expensive-care and chronic ill-health conditions. Under Trumpian maganomics, it is a return to the stock-market maximal monetization and maximization of profits of the medical and health industry and such companies and investor value and equity (stock-share trade and company market-value appreciation) and earnings returns on their investments in medical and health insurance companies.

Scrapping of the ACA by eliminating its federal subsidies, which are US taxpayer money paid to the US federal government by the US taxpayer citizenry and residents, to medical insurance companies and HMOs that make medical insurance available to all US citizens regardless of their preexisting, long-term and chronic ill-health conditions and the severity or gravity of them and that make out-of-pocket payments for their insurance policies and medical services affordable writ large for the economic under and middle classes and self-employed businesspersons, will, in addition to harming these classes of people, numbering in many millions, financially and in securing for themselves and their families competent, trustworthy and adequate medical care for their medical and health problems and concerns, have devastating economic and survival fall-out effects on the medical service provider community and network in general nationally that have been serving them.

GOP proposed placation substitute medical savings accounts for former medical insurance ACA enrollees or users, who number in the scores of millions of US citizens, with direct to them pittance federal contribution disbursements would do nothing to defray the large majority portion of medical treatment service bills for serious medical conditions, such as is so common, gun-shooting wounds, and hospitalization, etc., resulting from them, inflicted in schools, at work, home, shopping venues and houses of worship.

Click on the following link to access an expert yet short and simple primer, with an audio-video, on the Affordable Care Act and its financial and tax aspects: https://insuredandmore.com/how-much-does-obamacare-cost-taxpayers-per-year

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